The Top 3 Identity Theft Services

Most identity theft services offered can be performed by you at no cost. Unfortunately, many people don’t have the time or the patience to do what needs to be done to protect their identity. This is where an identity theft service can be helpful. They can perform all of the tasks for you at a reasonable cost. Here are the top 3 services you may want to consider.

LifeLock- This service works to prevent identity theft on many levels. They don’t just offer one service to protect you. They will place fraud alerts on your credit report and renew them when they expire. They’ll have your name removed from pre-approved credit card offers and junk mail. They’ll order a free credit report from each bureau each year and have it sent to you. They offer other services as well.

One of the services the offer is WalletLock. If you’re wallet is ever missing, you can call a specialist to help you with a number of things. They can help cancel affected accounts, get you new cards issued, and even help complete the necessary paperwork to get all of this done. LifeLock will also search out known criminal websites that sell and trade personal information illegally to look for your information. You’ll also get notified if there is ever a new address associated with your name. All of these services can help you effectively minimize your risk of identity theft.

With LifeLock, if your identity is ever stolen, they will do whatever they have to do to fix the situation. They will hire investigators, attorneys, or anyone else they need. They will even replace any expenses you lost during the theft. This is their $1,000,000 service guarantee. They will do anything they can, spending up to $1,000,000, to repair the damage done by the identity theft.

Identity Truth- This is also a good service to use. When you sign up for their service, you’ll receive several good benefits. You’ll get 24/7 monitoring of suspicious websites that might list your personal information. They will also let you know what your personal risk of identity theft is, so you can better protect yourself. With the service, you’ll get notifications of fraud and potential fraud activity. They will even place free fraud alerts on your credit report. Another service you’ll get is personal breach alerts. When one of the companies you’re connected with has a security breach, you’ll find out as quickly as possible.

Besides helping you prevent identity theft, they’ll also help you if you’re a victim. They will help you quickly resolve any financial fraud with the credit bureaus and give you recommendation of what you should do about other problems. With your service, you’ll get identity theft insurance through AIG. This insurance will reimburse you for expenses incurred during your identity recovery.

Trusted ID- This service can really help you minimize your risk of identity theft. Their service will require lenders to get approval from you over the phone before making decisions that will affect your credit. They also offer CreditLock which will lock your credit report from being seen by creditors. Any creditor will have to get your permission before accessing your report. You’ll have to take the steps to unlock the report to give them access. You can also have your credit cards monitored so that Trusted ID will notify you by email if there is any suspicious activity on the card.

They will send you a copy of your credit report from all three bureaus for free as well. Trusted ID has live identity theft specialists available by phone or email to answer any questions you may have. They back their service by a $1,000,000 limited warranty.